Raiz vs Spaceship Voyager – Which fund to choose when you first start investing?

Before I start, I am obliged to remind our viewers that this is not advice only general commentary from my extensive research in this area. In recent times, investing has been made more accessible to society as companies such as RAIZ and Spaceship Voyager have made investing platforms that are very accessible and transparent. These […]

Breaking down the fundamentals of financial derivatives

Before I start, I am obliged to remind our viewers that this is not advice only general commentary from my extensive research in this area. What is a Derivative Security? A Derivative Security is a financial instrument whose value depends on the underlying asset. Examples of Derivative Securities are: Futures Forwards Options Swaps Examples of […]

A hitchhiker’s guide to the stock market – by William Banham

For the most part, the stock market is seen to be a harsh mistress with an unforgiving track record. For someone who has never invested, or even looked at the market, establishing a basic understanding is so important, because most people are indirectly involved as it is. If you have ever held a job, your […]

Understanding relationships between return, diversifiable risk and undiversifiable risk

You may have heard of the phrase “risk it for the biscuit”, which basically means, to earn a reward, you must take risks. Sacrificing what you currently own for a better future. This concept applies in many cases in life, financial markets too. The logic behind “risk and return” is described by the nature of […]